In Ontario, individuals injured in motor vehicle accidents often have two distinct avenues for compensation. The first is a tort claim, which may allow an injured person to seek damages from an at-fault driver. These damages can include compensation for income loss, medical expenses, and support services such as housekeeping. The second is an accident benefits claim, which provides access to no-fault benefits through your own insurance, regardless of who caused the collision.

This video outlines how each type of claim operates, what kind of compensation may be available, and why the distinction between the two matters for those pursuing recovery. Whether liability is in question or not, it’s important to know how Ontario’s accident compensation framework works so you can take informed steps after an injury.

Charlie Fuhr joined Devry Smith Frank LLP (‘DSF’) as an associate lawyer in our commercial litigation, insurance defence, estate litigation and personal injury departments. He graduated with a BSc (Hons) and earned a double JD from the University of Windsor and the University of Detroit Mercy. He was called to the Bar in 2020.

His practice with DSF encompasses a wide range of complex litigation matters. His representation of both commercial and individual clients has helped shape his tactical approach to litigation, thereby maximizing a favourable outcome for his clients. Charlie values effective communication, and while drafting, strives for mathematical clarity by explaining calculations line by line along with the applicable assumptions. This client-centric approach has made him a respected and trusted advisor to many of his clients.

If you or someone you know has been injured in a car accident, please reach out to Charlie Fuhr or our personal injury department by emailing info@devrylaw.ca or calling 416-449-1400.