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What a Personal Guarantee Means for Ontario Business Owners
November 21, 2025 - Andrew Johnstone
Ontario bankruptcy and insolvency lawyer Andrew Johnstone explains how personal guarantees function in Ontario and why they play a significant role in commercial lending. A personal guarantee makes an individual, often a business owner, personally responsible for a debt if the company cannot repay it. This gives creditors stronger protection and broader legal options, especially [...]
How Common Law Relationships Are Defined in Ontario
November 14, 2025 - Leslie Haddock
Ontario family lawyer Leslie Haddock explains how common law relationships are defined in Ontario under the Family Law Act, outlining when cohabitation or a shared child meets the legal threshold. She also highlights how a court may assess factors such as living arrangements, public presentation of the relationship, financial interconnection, and shared routines when the [...]
Difference Between Secured and Unsecured Debt
November 7, 2025 - Andrew Johnstone
Toronto bankruptcy and insolvency lawyer Andrew Johnstone explains the key differences between secured and unsecured debt in Ontario and why those differences matter when it comes to repayment and recovery. He highlights how secured debts are backed by assets, while unsecured debts rely on court actions for collection, helping viewers grasp how each type affects [...]
Termination Pay vs. Severance Pay in Ontario
October 24, 2025 - Leslie Haddock
Find out how termination and severance pay work in Ontario under the Employment Standards Act. Employment law lawyer Leslie Haddock breaks down the difference between these two types of payments employees may receive after losing their jobs. Termination pay compensates you for the time needed to secure new employment, while severance pay recognizes your years [...]
